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Changes in travel health insurance requested for stays longer than 90 days

As of 2 August 2021, based on the amendment to the Act On the Residence of Foreigners in the Czech Republic, there has been a fundamental change in the requirement for  the proof of travel health insurance for stays longer than 90 days.

These changes include:

  1. Extension of insurance coverage in the scope of necessary and urgent health care to the scope of comprehensive health care,
  2. The insurance house Pojišťovna VZP a.s. is exclusively entitled to arrange travel health insurance in the scope of comprehensive health care for a period of five years (from 2 August 2021 to 2 August 2026),
  3. this obligation does not apply to foreigners who are members of public health insurance or who are insured on the basis of an international agreement, or who hold valid EHIC and GHIC health insurance cards, and to EU citizens and their close family members.

If a foreigner has applied for a long-term visa or stay before 1 August 2021 inclusive, he may enter the territory of the Czech Republic with travel health insurance in the scope of necessary and urgent health care valid for the entire stay and agreed with an insurance company other than VZP a.s. (submits this insurance contract to the embassy before issuing the visa). However, he is obliged to take out insurance in the scope of comprehensive health care with Pojišťovna VZP a.s. no later than 90 days from the date of entry into the Czech Republic.

If the foreigner submitted an application for a long-term visa or stay on 2 August 2021 and later submits to the embassy before the visa is issued:

- for the first 90 days of stay travel health insurance in the scope of necessary and urgent care (concluded with an insurance company other than VZP authorized to arrange insurance according to § 180j part. 2 Act On the residence of foreigners in the Czech Republic) and for the remaining period travel health insurance in the scope of comprehensive health care (concluded only with the Pojišťovna VZP a.s.).

- or for the entire period of stay travel health insurance in the scope of comprehensive care concluded with Pojišťovna VZP a.s.. An insurance contract in the scope of comprehensive care concluded with another insurance company for the entire length of stay can be submitted only if the given insurance contract was concluded no later than 1 August 2021.