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OBLIGATION TO PROVE COMPREHENSIVE HEALTH INSURANCE COVER - for long-term visas and long-term stays

(This article expired 19.09.2023.)

Effective from 2 August 2021, the Act on the Residence of Foreign Nationals imposes an obligation on foreign nationals entering the Czech Republic and staying in its territory for more than ninety (90) days to take out travel medical insurance covering comprehensive health care within ninety (90) days of entering the Czech Republic.

This obligation does not apply to foreign nationals covered by the Czech public health insurance scheme, or whose health care is covered under an international agreement, or who hold a valid EHIC and GHIC health insurance card.

For the coming five years from the law amendment's effectiveness (i.e., from 2 August 2021 to 2 August 2026), travel medical insurance covering comprehensive health care as required by the Act on the Residence of Foreign Nationals may be taken out exclusively with Pojišťovna VZP, a.s.

Consequently, the following conditions apply in the case of commercial travel medical insurance:

1) If an application for a long-term visa or long-term residence permit were submitted at the Czech Republic's representative office by or on 1 August 2021, it is possible to submit a document on travel medical insurance covering only the necessary and urgent care before the long-term visa (or a long-term visa for the purpose of receiving a residence permit) is indicated in the foreign national's passport.

Moreover, a) if a foreign national arrives in the Czech Republic by or on 1 August 2021, the obligation to contract comprehensive health insurance with Pojišťovna VZP, a.s. within ninety (90) days of entering the Czech Republic does not apply. The document on contracted travel medical insurance covering comprehensive health care will then be submitted first with the application for renewal of the residence authorisation or in the case of an application for a new residence authorisation.

b) if a foreign national arrives in the Czech Republic first on or after 2 August 2021, such a foreign national has an obligation to contract comprehensive health insurance with Pojišťovna VZP, a.s. within ninety (90) days of entering the Czech Republic. (It can also be contracted online).

2) If the application for a long-term visa or long-term residence permit is submitted to the Czech Republic's representative office on or after 2 August 2021, the document on travel medical HEALTH INSURANCE ADMINISTRATIVE FEES insurance must be submitted before the long-term visa (or long-term visa for the purpose of accepting residence permit) is indicated in the foreign national's passport, as follows:

a) covering the necessary and urgent care for the first ninety (90) days of residence in the territory of the Czech Republic; for the remaining period of stay, they must also submit the document on comprehensive health insurance contracted with Pojišťovna VZP, a.s. (It can also be contracted online),

b) or, the foreign national may directly submit the document on comprehensive health insurance contracted with Pojišťovna VZP, a.s. for the entire period of permitted stay in the territory of the Czech Republic (The insurance can be contracted online).     The document on contracted comprehensive travel medical insurance with another insurance company in the Czech Republic may only be submitted if the insurance contract was executed on 1 August 2021 at the latest.

3) Foreign nationals arriving in the Czech Republic on 1 August 2021 at the latest, or who have been residing in the Czech Republic based on a long-term visa or long-term residence permit and who have contracted travel medical insurance covering the necessary and urgent care in accordance with the legal regulation valid until 1 August 2021 or who have contracted comprehensive health insurance with another health insurance company than Pojišťovna VZP, a.s. will not need to enter into a new contract on comprehensive health insurance with Pojišťovna VZP, a.s. for the term of their existing residence authorisation. The document on travel medical insurance covering comprehensive health care contracted with Pojišťovna VZP, a.s. will then be submitted first with the application for renewal of their existing residence authorisation or in the case of an application for a new residence authorisation. 

4) The applications for the long-term visa [s. 33(1)(c)], extended validity of the long-term visa and applications for issuance or extension of validity of the long-term residence permit submitted to the Ministry of the Interior in the territory of the Czech Republic on and after 2 August 2021 can only be accompanied with the following documents as the documents proving travel medical insurance: - insurance contract on comprehensive health insurance entered into with Pojišťovna VZP, a.s. - insurance contract on comprehensive health insurance entered into with another insurance company active in the Czech Republic, yet only provided that the contract was executed on 1 August 2021 at the latest.