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New rules regulating medical travel insurance for visas over 90 days

Pursuant to the amendment to Act No. 326/1999 Coll., on the Residence of Foreigners in the Czech Republic, effective from 2 August 2021, the rules governing the mandatory submittal of documents proving medical travel insurance by applicants for long-term visas/residence permits have undergone a significant change since 2 August 2021.

As a result,

  • the scope of medical insurance must cover comprehensive, rather than merely necessary and urgent, care;
  • for an initial period from 2 August 2021 until 2 August 2026, comprehensive medical insurance may only be arranged by Pojišťovna VZP, a.s.;
  • the abovementioned does not apply to those foreigners who either participate at the Czech public medical insurance system or get the costs of their healthcare paid under an international agreement, to holders of valid EHIC and GHIC cards as well as to EU citizens and their closest relatives.

Foreigners who applied for for long-term visas/residence permits until 1 August 2021 may enter the Czech Republic with a document proving medical travel insurance in the scope of necessary and urgent care, even if provided by a company other than Pojišťovna VZP, a.s. (it is necessary to submit the insurance contract to the Embassy prior to the printing of a visa); they are, however, obliged to enter a comprehensive medical insurance policy guaranteed by Pojišťovna VZP, a.s. within 90 days from entering the Czech Republic.

Prior to the printing of their visas, foreigners who applied for long-term visas/residence permits on 2 August 2021 or later must submit to the Embassy:

  • a document proving medical travel insurance in the scope of necessary and urgent healthcare (provided by any insurance company entitled to provide a medical travel insurance policy in accordance with Section § 180j (2) of the Act No. 326/1999 Coll., on the Residence of Foreigners in the Czech Republic) for the initial 90 days of their stay, with the remainder of the period of stay covered by a comprehensive medical insurance policy provided by Pojišťovna VZP a s. or
  • a document proving comprehensive medical travel insurance with Pojišťovna VZP a.s. for the entire period of stay; a contract proving the same type of insurance with a company other than Pojišťovna VZP a.s. may only be submitted if the visa applicant entered a comprehensive medical insurance policy by signing a relevant contract on 1 August 2021 at latest.